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		<title>Proactol Fat Binder Works!</title>
		<link>http://www.carussin.com/weight-loss/proactol-fat-binder-works.htm</link>
		<comments>http://www.carussin.com/weight-loss/proactol-fat-binder-works.htm#comments</comments>
		<pubDate>Fri, 23 Jul 2010 01:52:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Weight Loss]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=55</guid>
		<description><![CDATA[A pill that can make you loose weight. It s been sought after fore generations, and many have made that claim. Most so-called diet pills are either appetite suppressants, or a combination of hormones or other ingredients designed to boost metabolism. Both approaches have proven to have had limited success and can carry major health [...]]]></description>
			<content:encoded><![CDATA[<p>A pill that can make you loose weight. It s been sought after fore generations, and many have made that claim. Most so-called diet pills are either appetite suppressants, or a combination of hormones or other ingredients designed to boost metabolism. Both approaches have proven to have had limited success and can carry major health risks. But what about a pill that actually reduces the amount of fat your body absorbs from the foods you eat. That is exactly what a Fat Binding Pill does and fat binding pills represent a remarkable breakthrough in the field of weight loss.</p>
<p>Fat binding pills, as the name implies bind up fat. Put another way <a href="http://www.proactolreviewsblog.org/">Fat Binding pills</a> basically release into your body chemical fat magnets and are the key to effective weight loss by tying up fats before they are digested so they are never absorbed by your body. When you eat foods prior to complete digestion fats are broken down and they float at the surface of the stomach. When you have taken a Fat Binding Pill prior to or just after eating a meal, the lipids in the fats attract the molecular fat binders. The fat binders bind with the fats and effectively make them to large and insoluble to pass into the small intestine and be absorbed by the body. Instead they pass through the digestive system, and are eliminated as waste.</p>
<p>As a matter of fat, there are tons of dieting pills in the market. It is not really easy to know which one will be the most suitable for you. First you all, you will need to search for some natural weight loss pills. And there are also a lot of natural tablets. <a href="http://www.proactolreviewsblog.org/proactol/proactol-discount-e-voucher/">Proactol</a> is indeed one of the best in the market when such natural weight loss pills are concerned.</p>
<p><a href="http://www.proactolreviewsblog.org/proactol/proactol-reviews/">Proactol Reviews</a><br />
Proactol can help you to lose weight in mainly two different ways. First of all, it will help to reduce the intake of fat by 28%. This is certainly something really good. As mentioned, a lot of people would like to eat the foods they love while they are losing weight. And Proactol is perfect for this.</p>
<p>Besides, these dieting pills can also help to reduce the food craving. It is very true that a lot of people who cannot stick to the dieting plan because of food craving. It will help you to stick to your plan a lot easier.</p>
<p>You may wonder how the fat binder works. Let us discuss about it a little bit here. Proactol contains natural fibres. The fibres will form a kind of gel when they are in contact with the fat you take. When the gel and the fat combine together, it will not be possible for the body to absorb it. As a result, it will help to reduce the fat intake.</p>
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		<title>Energizer Rechargeable Batteries</title>
		<link>http://www.carussin.com/general/energizer-rechargeable-batteries.htm</link>
		<comments>http://www.carussin.com/general/energizer-rechargeable-batteries.htm#comments</comments>
		<pubDate>Sat, 01 May 2010 02:07:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=53</guid>
		<description><![CDATA[Energizer Rechargeable AA batteries have become an integral part of our routine lives. They are used in cameras, portable CD players, palm top computers, and many other places. In the days when rechargeable batteries were not available, people used to use the battery once and throw it away when all the power was used up. [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.webbingtec.com/category/energizer-battery/">Energizer Rechargeable AA batteries</a> have become an integral part of our routine lives. They are used in cameras, portable CD players, palm top computers, and many other places. In the days when rechargeable batteries were not available, people used to use the battery once and throw it away when all the power was used up. This resulted in unnecessary waste of resources. Rechargeable AA batteries do away with this waste and really help in protecting the environment. Also, it is much more economical to use rechargeable batteries as compared to the normal batteries. So you definitely need to use rechargeable AA batteries if you believe in going green.</p>
<p>Energizer NH15BP-4 ACCU 2450mAh <a href="http://www.webbingtec.com/sitemap.xml">Rechargeable AA Batteries</a>: These are available in pack of 4. They come with a 3-year warranty which ensures battery quality. The technology used in the battery is round cell which makes it the suitable for all your high end equipments such as hand held games, portable music systems, digital cameras, etc.</p>
<p>The batteries are capable of up to 1000 recharges, and prove to be extremely economical. The quality and cost of the battery makes it a feasible choice for all your personal gadgets. They are rated as 2500mAh. The dimensions of these batteries are 0.6 x 4.3 x 3.7 inches and weighs 3.2 ounces. The price for a pack of 4 batteries is only $10.24 which makes it the best choice in rechargeable AA batteries.</p>
<p>Sanyo Eneloop 8 Pack AA NiMH Pre-Charged Rechargeable Batteries: <a href="http://www.webbingtec.com/">These batteries</a> are suitable for people who believe in getting the best of both the worlds. These batteries come in pre charged packs which lets you use them immediately just as you would do with alkaline batteries. The greatest advantage of these batteries is its slow self discharge. It loses only 15% of the residual capacity if stored for one year and retains about 70% capacity if stored for 2 years. Thus, you can rest assured that once you buy these batteries, you can have peace of mind for a long time to come.</p>
<p>The internal checks have proven that eneloop batteries are 4 times more efficient than normal alkaline batteries. The batteries are capable of recharging 1000 times. Moreover, you can recharge the batteries for desired amount. This pack of 8 batteries is available for $21.14 only.</p>
<p>Sony 2500 mAh AA Rechargeable Nimh Batteries, 4-pack: If you believe in buying the best energy for your digital products, then Sony 2500 rechargeable AA batteries is what you should opt for. These batteries run at least 3 times more than the standard alkaline batteries. They are designed to be adaptable with Sony&#8217;s power charger. The dimensions of this battery are 1.3 x 4.6 x 0.7 inches and weighs 3 pounds. The price for pack of 4 batteries is $12.17. With the Sony brand name, you certainly do not have to worry about the quality of the product.</p>
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		<title>Home Detox</title>
		<link>http://www.carussin.com/health/home-detox.htm</link>
		<comments>http://www.carussin.com/health/home-detox.htm#comments</comments>
		<pubDate>Sat, 13 Mar 2010 02:39:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=51</guid>
		<description><![CDATA[There are many things that you can do to help your body through detoxifying it. It is absolutely vital to detoxify at least twice a year in order to maintain a healthy colon as well as your blood and kidneys, amongst other things. It is wise that you find something that you are comfortable with [...]]]></description>
			<content:encoded><![CDATA[<p>There are many things that you can do to help your body through <a href="http://www.healthynow.org/">detoxifying</a> it. It is absolutely vital to detoxify at least twice a year in order to maintain a healthy colon as well as your blood and kidneys, amongst other things. It is wise that you find something that you are comfortable with consuming. Also, it is good that you find something that you find that tastes good as well. With that said there are some recipes that I would like to share.</p>
<p>If you are a person that enjoys fruits, there are ways that you can enjoy fruit as well. Along with fruits there are a variety of vegetables that you can enjoy. While on home detox remedies, you cannot consume salts or fats so there are alternatives to those such as honey and lemon juice. You can cut up fresh strawberries and orange slices, then add a zest of lemon or a spoon of natural honey.</p>
<p>If you like apples, you can always go on a three day apple detox. There are several ways to enjoy apples. You can eat natural apple sauce. Purchase 100% apple juice. You may even want to buy apples as well. This is another way to detox as well.</p>
<p>It is advised to go ahead and eat light and healthy for about 7 days so that you prepare your body for the home detox remedies. In doing so you are also giving your body a boost to prepare it for the detox.</p>
<p>There are several things that you have to look forward to during the detox. One is frequent bowel movements and maybe even a change in energy level. You will also notice a change in your body as it is riding all of these toxins and chemicals. Not to mention the excess fecal matter along the sides of your colon. More about <a href="http://www.healthynow.org/about/">detox</a>.</p>
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		<title>SizeGenetics Review</title>
		<link>http://www.carussin.com/health/sizegenetics-review.htm</link>
		<comments>http://www.carussin.com/health/sizegenetics-review.htm#comments</comments>
		<pubDate>Sat, 12 Dec 2009 03:40:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[SizeGenetics Review]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=50</guid>
		<description><![CDATA[Genetics decide a person&#8217;s height, eye color, facial features, and many other traits. Of course, genetics also decide the men&#8217;s penis size. What else can we say about those good-looking guys who were blessed at birth, except that they were lucky?
SizeGenetics Review
They were given a gift when they were born that most of us would [...]]]></description>
			<content:encoded><![CDATA[<p>Genetics decide a person&#8217;s height, eye color, facial features, and many other traits. Of course, genetics also decide the men&#8217;s penis size. What else can we say about those good-looking guys who were blessed at birth, except that they were lucky?</p>
<p><a href="http://www.sizegeneticsreviewsblog.com/sizegenetics/sizegenetics-reviews/"><strong>SizeGenetics Review</strong></a><br />
They were given a gift when they were born that most of us would feel very fortunate to have been given too. But, for those who have a small penis, they are the unlucky ones who were always being teased, insulted and laughed at in school even though this trait was beyond their control. Eventually, many lose their confidence or even worse, they sink into depression.</p>
<p><a href="http://www.sizegeneticsreviewsblog.com/"><strong>SizeGenetics Review</strong></a><br />
Men usually think that their masculinity is based on the size of their penis. A man with a huge penis seems more macho than others. Penis size is measured by two things: the length and the girth. The length means how long your penis will extend during an erection. Meanwhile, the girth means the thickness of your penis when you are sexually stimulated.</p>
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		<title>A Look at Classical Music</title>
		<link>http://www.carussin.com/general/a-look-at-classical-music.htm</link>
		<comments>http://www.carussin.com/general/a-look-at-classical-music.htm#comments</comments>
		<pubDate>Sun, 22 Nov 2009 07:43:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=49</guid>
		<description><![CDATA[Classical music has its roots in western liturgical music and became codified in the years between 1550 and 1900. This western influence can be seen in the system of staff notation dating to about 16th Century Europe. This system prescribed the pitch, speed and rhythms of a performer and how the music set was to [...]]]></description>
			<content:encoded><![CDATA[<p>Classical music has its roots in western liturgical music and became codified in the years between 1550 and 1900. This western influence can be seen in the system of staff notation dating to about 16th Century Europe. This system prescribed the pitch, speed and rhythms of a performer and how the music set was to be executed. As a result of this exact execution, it left little room for improvisation or ornamentation. The term ‘classical music’ appeared in the 19th century, and it attempted to describe the period from Johann Bach to Beethoven, periods of two great composers. What characteristics make classical music distinguishable from other music genres?</p>
<p>One of the distinguishing characteristics is the variety of instruments that are used to produce varying tones and pitches in order to produce deep, rich sounds. Most composers wrote pieces for orchestras and various chamber music combinations. The human voice has also invented itself into the classical scene in what is called the Opera. Most classical music pieces use instruments that were invented before the 19th century. These include the piano, organ and harpsichord among many others. Classical music of the 20th and 21st centuries has seen the addition of the electric guitar, commonly associated with popular music and the use of digital techniques to produce synthesized computer generated sounds. </p>
<p>Another distinguishing characteristic of classical pieces is its technical execution. Classics can take the form of concertos, operas, symphonies, dance music among others. In addition, there is a fusion of affective or sentimental content and intellectual content. This is usually achieved by use of a musical motif that is repeated in altered form or in different contexts. This high technical achievement can be attributed to the high amount of schooling as well as private study that most successful classical musicians have undergone compared to ‘popular’ musicians. The only genre of music that matches this technical aspect of classical pieces is jazz music.</p>
<p>A classical music piece usually demands a thorough understanding of tonal and harmonic principles and familiarity with musical idioms inherent to a given period. Classical repertoires often exhibit high artistic complexity because of the varying use of phrasing elements, harmonization, texture and modulation. Even large-scale compositions like operas and symphonies have smaller units of phrases and movements in hierarchical order. Classical music today is often used as background music for movies, TV programs and in advertisements. As a result, while actual recorded sales may be low, its popularity is well indicated by its background use.</p>
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		<title>What&#8217;s Average?</title>
		<link>http://www.carussin.com/men-issues/whats-average.htm</link>
		<comments>http://www.carussin.com/men-issues/whats-average.htm#comments</comments>
		<pubDate>Mon, 01 Jun 2009 16:04:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Men Issues]]></category>

		<guid isPermaLink="false">http://www.carussin.com/?p=48</guid>
		<description><![CDATA[Admit it. You&#8217;ve done it. Most likely in your adolescence when you first noticed it was getting bigger, or maybe later when you noticed everyone else&#8217;s was big and yours wasn&#8217;t. At some point almost every guy measures himself if only as an act of reassurance. The first ruler was invented in 1675 and I&#8217;m [...]]]></description>
			<content:encoded><![CDATA[<p>Admit it. You&#8217;ve done it. Most likely in your adolescence when you first noticed it was getting bigger, or maybe later when you noticed everyone else&#8217;s was big and yours wasn&#8217;t. At some point almost every guy measures himself if only as an act of reassurance. The first ruler was invented in 1675 and I&#8217;m guessing it was measuring some guy&#8217;s dick before 1676.</p>
<p><a href="http://www.w5lar.org/men-issues/penis-size-around-the-world/"><strong>Penis Size Around The World</strong></a></p>
<p>Most of us have a number in our heads, no doubt rounded up to the nearest quarter-inch of where the end of our dick sits next to the ruler. Most of us when pressed as to what this number is will jack that figure up another quarter or half inch. If asked, I would answer quite truthfully, &#8220;Oh I don&#8217;t know, somewhere between 6 and 8 inches.&#8221; And then with a grin and a shrug I&#8217;d admit that it was probably closer to six. In truth, my maximum skin-busting erection never exceeded a hair&#8217;s width over six inches.</p>
<p>So there&#8217;s a lot of misinformation out there about dick size. Most porn stars list their dicks in the 10&#8243; to 13&#8243; range. In truth, hardly any of them exceed 10&#8243; inches. Even the legendary dick of Ron Jeremy topped out at 9.75&#8243;. Most adult film actors measure somewhere around 8 inches. Now, don&#8217;t get me wrong, that&#8217;s still one hell of a dick. Hold up a normal sized sheet of paper. Its width is 8.5 inches. Imagine something that size sticking out from your loins. Now imagine something the length (11 inches) of that paper. Ever seen any dick that big on-screen or off? I sure haven&#8217;t. And I&#8217;m betting if you whipped something like that out of your pants more women would be running away than coming forward.</p>
<p>Most of us, whether from watching porn or listening to friends brag about their imaginary seven-and-a-half inches, have been left with a pretty misguided notion of what the average sized dick actually is. But what is average? If we were to add up the length of every erect adult penis in the world and divide the total by the number of penises, what would that result be? Well, the answer is anywhere from 5 to 6.5 inches, depending on which study you want to rely on. That&#8217;s right; after dozens of rigorous scientific studies conducted in every part of the world, the only thing we can tell you with certainty is that if you&#8217;re less than 5 inches you&#8217;re smaller than average and if you&#8217;re larger than 6.5 inches you&#8217;re bigger than average. But what if you&#8217;re in between? An inch-and-a-half is a big variance. In any particular study it&#8217;s roughly the difference between the 10th and 90th percentile. How, you may ask can there be such a discrepancy between results? Well, it turns out that it&#8217;s damnably hard to accurately gauge the size of the average erect dick. </p>
<p><a href="http://www.w5lar.org/men-issues/penis-size-around-the-world/"><strong>Penis Size Around The World</strong></a></p>
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		<title>Family Fun Night Ideas</title>
		<link>http://www.carussin.com/home/family-fun-night-ideas.htm</link>
		<comments>http://www.carussin.com/home/family-fun-night-ideas.htm#comments</comments>
		<pubDate>Thu, 27 Nov 2008 09:57:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>

		<guid isPermaLink="false">http://www.carussin.com/home/family-fun-night-ideas.htm</guid>
		<description><![CDATA[We are all busy, and at times, too busy. We may feel that work is going to come first, and for many families, this has to be the case or the bills are not going to be paid. However, when you stop and turn around, you may see that your child or children are feeling [...]]]></description>
			<content:encoded><![CDATA[<p>We are all busy, and at times, too busy. We may feel that work is going to come first, and for many families, this has to be the case or the bills are not going to be paid. However, when you stop and turn around, you may see that your child or children are feeling as if they are invisible and feeling alienated from you. That is never a good thing. You don’t have to clear your schedule completely, but you can come up with some family fun night ideas so that you have one evening each week that is all about them. </p>
<p>Finding and using family fun night ideas to have together time just once or twice a week is going to do your children a world of good. They are going to be more understanding when you have to do other things on other nights because they know that they have their time coming up. You can have a calendar that you have just for family fun night ideas. That way your children can look at it to know when a night is coming up and what you have decided you are going to do with each other on that night.</p>
<p>One of the best family fun night ideas is one that has been around for a very long time. Some families take an evening to play board games together. These games can be anything, but make sure they are age appropriate for everyone in your family. You may have to help the youngest with some games, but that is just as fun for them as if they were playing on their own. They know they have your attention, and that is what means the most to them. Look for the best games for your family fun night ideas. You may want to get the same ones that you loved as a child. Most are still around.</p>
<p>You can come up with some other family fun night ideas that do not involved staying in the house. Some schools have programs where you can get discounts for even free admission to some local attractions like museums or other educational venues. These are great, and only have to take a few hours. You can even have a quick dinner out with this if you wish. You may also see that you can visit zoos and other attractions that have free admission for children.</p>
<p>Your family fun night ideas can be simple things that you do outdoors together. In the warmer months you can play sports of all types with each other. You can find another family to share these nights with if you wish. You can go sledding or build snow-people in the winter. There are these and many other family fun night ideas that you can find or even come up with on your own. Just remember, the togetherness is the most important thing. What you choose to do is secondary.</p>
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		<title>Using lease calculators</title>
		<link>http://www.carussin.com/cars/using-lease-calculators.htm</link>
		<comments>http://www.carussin.com/cars/using-lease-calculators.htm#comments</comments>
		<pubDate>Thu, 09 Oct 2008 19:26:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cars]]></category>

		<guid isPermaLink="false">http://www.carussin.com/cars/using-lease-calculators.htm</guid>
		<description><![CDATA[ Want to calculate your monthly lease payment? Consider using a lease  calculator
 If you are considering a car lease, then you might want to know some key  figures involved in the deal: the monthly lease payments, the overall cost  of the lease and how much savings can be made compared to [...]]]></description>
			<content:encoded><![CDATA[<p> Want to calculate your monthly lease payment? Consider using a lease <br /> calculator</p>
<p> If you are considering a car lease, then you might want to know some key <br /> figures involved in the deal: the monthly lease payments, the overall cost <br /> of the lease and how much savings can be made compared to purchasing the <br /> vehicle. </p>
<p> A lease calculator relieves you from the stress of having to know the <br /> complex underlying lease formulae used in calculations. You simply plug a <br /> number of figures into the calculator and hey presto! You get a detailed <br /> rundown of detailed payments, taxes and total lease costs.</p>
<p> Figures you need to get from your dealer about a specific lease youre <br /> interested in include: capitalized cost, estimated residual value at the <br /> end of the lease, the number of months in your lease and the money factor.<br /> Make assumptions and change some of the figures to see how it affects your <br /> lease payments. For instance, residual value is an estimated value of what <br /> the vehicle will be worth at the end of the lease. You can input different <br /> estimates to cover different scenarios and assumptions. </p>
<p> As a final note of caution, bear in mind that lease calculators only do <br /> calculations and check the accuracy of abstract mathematical formulae. They <br /> do not tell you whether a lease is good or bad.  </p>
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		<title>Getting thrifty car rentals</title>
		<link>http://www.carussin.com/cars/getting-thrifty-car-rentals.htm</link>
		<comments>http://www.carussin.com/cars/getting-thrifty-car-rentals.htm#comments</comments>
		<pubDate>Tue, 07 Oct 2008 04:38:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cars]]></category>

		<guid isPermaLink="false">http://www.carussin.com/cars/getting-thrifty-car-rentals.htm</guid>
		<description><![CDATA[ When planning to travel to other countries or even just to a different state, car rental has always been a must especially for traveling business men who need to go to one place to another. However, is spite of whatever status they may have, business men as well as ordinary travelers still opt to [...]]]></description>
			<content:encoded><![CDATA[<p> When planning to travel to other countries or even just to a different state, car rental has always been a must especially for traveling business men who need to go to one place to another. However, is spite of whatever status they may have, business men as well as ordinary travelers still opt to find and avail of the most thrifty car rentals that they could find. Thrifty car rentals usually abound, whether it be on directories, the internet or wherever it is that you can find service advertisements. It really just a matter of choosing the best thrifty car rental for you and your needs.</p>
<p> Convenience is always a must whenever a person travels, this is pretty much while a lot of people opt to avail of thrifty car rentals, aside from having the convenience of being able to go whichever place they want without the hassle of hopping from one kind of mass transportation to another, they still get good value for their money.</p>
<p> A good example of a reputable thrifty car rental service company in the country is the Alamo car rental company. A lot of people actually recommend availing its thrifty car rental service, because of aside from being practical, they provide good and efficient service to their customers. From providing their customers with a wide range of vehicles to choose from, cars, RVs, basically just whatever type of vehicle that you may need for you travels. They also have various travel programs that you can choose from, this thrifty car rental has actually created various customer programs to suit each and every ones needs and demands. From corporate programs to government contractor programs, thrifty car rentals surely is their line of expertise. </p>
<p> Another good reason for choosing the Alamo car rental service as your thrifty car rental option, is their strict adherence to quality of service, theyve really made a name fro themselves by making sure that their customers needs are always kept and theyve made it a point to keep their good customer feedback by assuring their customers (as well as those who are just browsing) that they provide quality, yet thrifty car rentals.</p>
<p> Thrifty car rentals should never really be a hassle to your traveling needs (or demands), it is pretty easy to land on a huge list of companies that are able to provide quality yet thrifty car rentals. Just be sure to keep a keen eye on the companies that you are choosing from, unfortunately, is spite of a lot of thrifty car rentals who really do try to make an honest living by providing good, quality service to its customers, some sleazy thrifty car rentals still circulate in the market. Be sure to be cautious still when choosing, some may offer really low rates but their cars may be not of real good quality, simply put, the reason why theyre offering thrifty car rentals may be because of their defective cars.</p>
<p> Look out for &#8220;signs&#8221; when youre choosing. Ask around, from your family, friends, colleagues and especially your travel agent in which of these thrifty car rentals would they actually recommend. Weigh out your options based on your needs, wants and most importantly, you budget. Of course, having a limited budget shouldnt really just force you to end up settling with just any thrifty car rental service, shelling out a little more may not really hurt you. In the end, when it comes to looking for thrifty car rentals, it really is more of the quality of service that they provide which should matter to you.</p>
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		<title>The residual value of leasing</title>
		<link>http://www.carussin.com/cars/the-residual-value-of-leasing.htm</link>
		<comments>http://www.carussin.com/cars/the-residual-value-of-leasing.htm#comments</comments>
		<pubDate>Sat, 04 Oct 2008 13:00:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cars]]></category>

		<guid isPermaLink="false">http://www.carussin.com/cars/the-residual-value-of-leasing.htm</guid>
		<description><![CDATA[ If you are in the market to lease a vehicle, you will hear the term  residual value recur like a leitmotif. A residual value does not only  affect your monthly payments, but is equally used by leasing companies  to determine any penalties should you break your lease early and how  [...]]]></description>
			<content:encoded><![CDATA[<p> If you are in the market to lease a vehicle, you will hear the term <br /> residual value recur like a leitmotif. A residual value does not only <br /> affect your monthly payments, but is equally used by leasing companies <br /> to determine any penalties should you break your lease early and how <br /> much to pay if you decided to buy the vehicle at the end of your lease.</p>
<p> Let us first start by looking at the meaning of residual value. The <br /> term residual value, refers to the value of something after it has <br /> been used for some time. In leasing lingo, it refers to the <br /> depreciation of the vehicles value over the life of its lease. <br /> So how does it exactly affect your monthly payments? When you lease a <br /> car, you pay for the cars value that you use over the lease length. <br /> Suppose you leased an $18,000 car for 2 years: the leasing company <br /> needs to estimate the value of this car in two years time in order to know <br /> how much of the car you will be using during your lease term. Thats where <br /> the residual value comes into the equation. If the residual value is <br /> estimated to be $13,000 at the end of your lease, then your monthly <br /> payments will be calculated on the $5,000 you will use over 24 months, <br /> giving an average monthly payment of $208.3 (plus interest, tax and fees). <br /> How about if the car is expected to lose half its value over the same <br /> period? In this scenario, you will be using $9,000 over the same period, <br /> leaving you with a higher monthly payment of $375 (plus interest, tax and <br /> fees).<br /> As you can see, residual values are a key factor in determining how much <br /> money to pay on your lease and the higher the residual value, the lower <br /> your monthly fees. This works in reverse if you build a bond with your car <br /> and decide to purchase it at the end of your lease. If we stick with the <br /> same example above, the lower monthly payments in the second scenario come<br /> at the cost of paying substantially more to buy your car at the end of the <br /> lease. </p>
<p> So, since the residual value is so important, how do I know which one is <br /> best for me? Well, it all depends whether you want to purchase the car at <br /> the end of your lease. If you dont want to make a large down payment and <br /> you want low monthly payments, then a car that holds with a higher residual <br /> value is a good deal. If you are thinking of purchasing the car at <br /> lease-end, then you need to balance low-monthly payments with a moderate <br /> residual value.</p>
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